Insurance: how the right partner can help meet ESG goals
Asia-based insurers are being forced to adapt as regulatory change and evolving public opinion around sustainability issues make financial institutions sit up and take notice
The value of investments, and the income from them, can go down as well as up and an investor may get back less than the amount invested. Past performance is not a guide to future results.
Insurers have unique investment needs. On the one hand they need to generate sufficient returns on their assets to meet long-term commitments to policyholders. On the other, stringent regulation means that any investment risk needs to be balanced against solvency capital requirements and the potential for balance sheet volatility.
At abrdn, we’ve been helping insurers manage these challenges for almost 200 years. We provide access to a range of strategies and asset classes that target to help enhance the risk-adjusted return on a portfolio. Plus we provide a complete service to meet reporting and fiduciary requirements, including complete investment outsourcing where required.
Our vision is to invest for a better future; environmental, social and governance (ESG) considerations have been an integral part of our decision-making process for almost 30 years. We recognise insurers will have their own responsible investment philosophy; be it geared towards integration of ESG considerations or towards strategies that incorporate stronger sustainability or ethical principles, we have strategies & expertise available to help you implement and monitor your approach.