Help your money grow with our ISA
Don't let inflation erode your long-term savings. Start investing today with our simple, value-for-money Stocks and Shares ISA.
What is a Stocks and Shares ISA?
A Stocks and Shares Individual Savings Account (ISA), also known as an Investment ISA, is a tax-efficient way to invest. What that means in practice is that you won't pay any income tax on any investment returns you make in your ISA, or when you take money out of it.
Under ISA rules, you can currently pay up to £20,000 in a tax year into a Stocks and Shares ISA – known as the ISA allowance.
There's plenty of flexibility in where and how you invest too, with a choice of regular and lump-sum payments and investment options for beginner and experienced investors alike.
In exchange for the tax efficiency and flexibility, you'll need to accept an element of risk. If you’re not willing to take any risk, then investing probably isn’t for you. All investments can go down as well as up, and you may get back less than you paid in. And as all investments can fluctuate in value, particularly over shorter periods, you should also be willing to keep your money invested for at least five years.
Expertly designed
We've been helping people look after their financial futures for nearly 200 years.
Pay less, save more
Our charges are clear, simple and competitive, so you get to keep more of your money.
Simple and straightforward
Our ISA is quick and easy to open, and you can manage it online 24/7.
Clear, great value charges
Our charges are some of the most competitive in the market.
| Yearly platform charge | Value of investments |
|---|---|
| 0.35% | On the first £200,000 invested |
| 0.20% | On anything invested over £200,000 |
You'll also pay an ongoing fund charge - currently only 0.20% if you're invested in one of our easy option funds.