International Portfolio Bond for Wrap
Fully integrated making it easier for you and your clients.
Why consider International Portfolio Bond for Wrap?
- Up to 9,999 segments to provide maximum flexibility for your clients.
- Recurrent single payments options to make regular and flexible payments.
- 5% tax deferred withdrawals permitted each year.
- Adviser remuneration options enabling ongoing adviser charges to be paid from the client’s Wrap Cash or the cash account within the bond.
- Automated true segment assignment allowing the original bond holder and the new assignee to have their own separated policies with independent investment and withdrawal strategies and adviser remuneration agreements.
- Holding a bond in trust can help with wealth protection and inheritance tax planning. We offer a range of trust options including Gift Plan, Loan Plan and Discounted Gift Plan.
Platform functionality that makes it easy
- Online new business and application process with e-signature options.
- Online, straight through processing for fund switching.
- Easily manage cash within the bond for charges with automated regular sell instructions.
- Consolidated reporting providing a combined view across all your clients’ platform holdings.
- Personalised, online illustrations showing portfolio costs and fund projections based on your clients’ choice of investments.
- Choose from several rebalancing options to ensure your portfolios remain in line with your original objectives.
Watch our webinar to learn more
Our ‘Exploring our International Portfolio Bond’ webinar explains how it sits alongside a client’s core tax wrappers to assist with their financial planning needs, and covers:
- Wrap International Bond key features
- Setting up a new International Portfolio Bond
- Planning tools, like the segment calculator
- Managing an existing bond I.e. withdrawals & assignment process
Investor protection
Protection of UK investors who use offshore investment bonds.
For businesses based in Dublin, the departure of the UK from the EU means that coverage under the UK Financial Services Compensation Scheme (FSCS) is no longer applicable.
While Ireland does not have a formal insurance policyholder compensation scheme, it does have a strong regulatory framework designed to offer protection.
Planning and support
Maximising tax efficiency
Automated chargeable event calculations mean we can quickly illustrate the effect of the different withdrawal options available to your clients. Wrap can help you select the most tax efficient approach of full or part segment surrenders, and whether a combination of the two could minimise a chargeable gain.
Estate planning
Holding a bond in trust can help with wealth protection and inheritance tax planning. We offer a range of trust options including: Gift plan, Loan Plan, Discounted Gift Plan.
Technical and regulatory support
To read our latest technical insights compiled by our team of experts, qualified in pensions, taxation, trusts and wealth transfer visit Techzone
Setting up an International Portfolio Bond
Here’s some useful information to get you started:
Risk warning
The value of investments can go down as well as up and may be worth less than originally invested. Tax treatment depends on the individual circumstances of each investor and may be subject to change in the future.
Wrap home
A platform with the solutions and tools to help you meet your clients' wealth management needs.
Why Wrap?
Find out how Wrap empowers you to do business your way and deliver more for your clients.
Products
Wrap offers a variety of products to help your clients' save for the future.
Charges and pricing
- Clear and transparent charges, with tiered pricing so fees are reduced as your clients’ investments increase.
- Combined platform pricing means your clients’ platform traded bond investments are used alongside their other platform holdings, benefiting from a reduced tiered charge based on their total portfolio.
- Our Family Terms can provide savings, allowing family members to link accounts and benefit from lower charges based on their total combined investments.
Watch our webinar to learn more
Our ‘Exploring our International Portfolio Bond’ webinar explains how it sits alongside a client’s core tax wrappers to assist with their financial planning needs, and covers:
- Wrap International Bond key features
- Setting up a new International Portfolio Bond
- Planning tools, like the segment calculator
- Managing an existing bond I.e. withdrawals & assignment process
Investor protection
Protection of UK investors who use offshore investment bonds.
For businesses based in Dublin, the departure of the UK from the EU means that coverage under the UK Financial Services Compensation Scheme (FSCS) is no longer applicable.
While Ireland does not have a formal insurance policyholder compensation scheme, it does have a strong regulatory framework designed to offer protection.
Planning and support
Maximising tax efficiency
Automated chargeable event calculations mean we can quickly illustrate the effect of the different withdrawal options available to your clients. Wrap can help you select the most tax efficient approach of full or part segment surrenders, and whether a combination of the two could minimise a chargeable gain.
Estate planning
Holding a bond in trust can help with wealth protection and inheritance tax planning. We offer a range of trust options including: Gift plan, Loan Plan, Discounted Gift Plan.
Technical and regulatory support
To read our latest technical insights compiled by our team of experts, qualified in pensions, taxation, trusts and wealth transfer visit Techzone
Wrap home
A platform with the solutions and tools to help you meet your clients' wealth management needs.
Why Wrap?
Find out how Wrap empowers you to do business your way and deliver more for your clients.
Products
Wrap offers a variety of products to help your clients' save for the future.
Investment choice
- More than 4,000 mutual funds and over 400 discounted funds.
- A range of managed portfolios from over 100 discretionary managers, including active, passive and sustainable options available through the award winning abrdn Investment Hub.
- External deposit accounts from a range of well-known banks and building societies.
- Structured product solutions from a range of the leading providers.
- An extensive range of off-platform discretionary managers in addition to a range of Managed Portfolio Service (MPS).
Watch our webinar to learn more
Our ‘Exploring our International Portfolio Bond’ webinar explains how it sits alongside a client’s core tax wrappers to assist with their financial planning needs, and covers:
- Wrap International Bond key features
- Setting up a new International Portfolio Bond
- Planning tools, like the segment calculator
- Managing an existing bond I.e. withdrawals & assignment process
Investor protection
Protection of UK investors who use offshore investment bonds.
For businesses based in Dublin, the departure of the UK from the EU means that coverage under the UK Financial Services Compensation Scheme (FSCS) is no longer applicable.
While Ireland does not have a formal insurance policyholder compensation scheme, it does have a strong regulatory framework designed to offer protection.
Planning and support
Maximising tax efficiency
Automated chargeable event calculations mean we can quickly illustrate the effect of the different withdrawal options available to your clients. Wrap can help you select the most tax efficient approach of full or part segment surrenders, and whether a combination of the two could minimise a chargeable gain.
Estate planning
Holding a bond in trust can help with wealth protection and inheritance tax planning. We offer a range of trust options including: Gift plan, Loan Plan, Discounted Gift Plan.
Technical and regulatory support
To read our latest technical insights compiled by our team of experts, qualified in pensions, taxation, trusts and wealth transfer visit Techzone
Wrap home
A platform with the solutions and tools to help you meet your clients' wealth management needs.
Why Wrap?
Find out how Wrap empowers you to do business your way and deliver more for your clients.
Products
Wrap offers a variety of products to help your clients' save for the future.